Financing The Development of Artificial Intelligence Maid: An Analysis Of Pertinent Fiqhi Issues

Authors

  • Miszairi Sitiris International Islamic University Malaysia https://orcid.org/0000-0001-7944-3506
  • Saheed Abdulahi Busari International Islamic University Malaysia (IIUM)
  • Mohd Fuad Md. Sawari International Islamic University Malaysia (IIUM)
  • Muntaha Artalim Zaim International Islamic University Malaysia (IIUM)

DOI:

https://doi.org/10.33102/jfatwa.vol28no3.548

Keywords:

Financing, artificial intelligence, Robot-maid, Shariah

Abstract

Artificial Intelligence (AI) is the latest machine technology that is replacing the effort of humans and is the fastest-growing sector across the globe. The underlying ethos of AI is to create a secure ecosystem for every human endeavour. Investors are claiming that the invention of an AI assistant such as a robot maid is the future reality. The AI robot is unstoppable and will obstruct how things are done at home. The development of AI and the demand for it indicates a future challenge to domestic activities. Since technology is replacing human efforts, scholars and researchers are concerned about the permissibility of Islamic banks to finance AI projects for the development of robot-maid. A robot maid is likely to exploit gender issues simply because consumers might prefer an AI maid that is male or female. Social violation in the use of AI maid will likely trigger further queries. This study uses the doctrinal approach of the qualitative method to explore Islamic thresholds and analyzes the juristic consideration for financing the development of AI for human development. The study explains the understanding of AI, its contributions to the world economy, and some pertinent issues and challenges. This study found that the growth of AI interventions in homes and care services is a reality, but financing AI maids requires adherence to Islamic requirements, including Shariah compliance and consideration of ethical, economic, security, and social concerns.

Downloads

Download data is not yet available.

Author Biography

Miszairi Sitiris, International Islamic University Malaysia

Assistant Professor

Department of Fiqh and Usul Al-Fiqh

 

References

Abbas, K., & Hafeez, M. (2021). Will Artificial Intelligence Rejuvenate Islamic Finance? A Version of World Academia. Hitit İlahiyat Dergisi, 20(3), 311–324. https://doi.org/10.14395/hid.931401

Abduljabbar, R., Dia, H., Liyanage, S., & Bagloee, S. A. (2019). Applications of artificial intelligence in transport: An overview. In Sustainability (Switzerland) (Vol. 11, Issue 1). MDPI. https://doi.org/10.3390/su11010189

Ahmad Al-Buhayri. (2018). Sinaatu Insan Aliy wa Istidaamatuhu Jaaiz. Al-Masryalyoum.

Ahmad, T., Zhu, H., Zhang, D., Tariq, R., Bassam, A., Ullah, F., AlGhamdi, A. S., & Alshamrani, S. S. (2022). Energetics Systems and artificial intelligence: Applications of industry 4.0. In Energy Reports (Vol. 8, pp. 334–361). Elsevier Ltd. https://doi.org/10.1016/j.egyr.2021.11.256

Al-Kasānī, A. ddīn A. bakr bin M. (1986). Badāiʻu Al-Ṣanāi’u Tartīb Sharāiʻu. Dar Al-Kutub Al-‘ilmiyah.

Ann Cao. (2017). Saudi Arabia grants Citizenship to Hong Kong robot Sophia- with rights ahead of real women and foreign workers. South China Morning Post.

Ashur, M. I. (2013). Treatise on Maqasid Al-Shari’ah (M. E.-T. & A. L. El-Mesawi, Ed.). International Institute of Islamic Thought.

Atabekov, A., & Yastrebov, O. (2018). Legal Status of Artificial Intelligence Across Countries: Legislation on the Move. In European Research Studies Journal: Vol. XXI (Issue 4).

Bajwa, J., Munir, U., Nori, A., & Williams, B. (2021). Artificial intelligence in healthcare: transforming the practice of medicine. Future Healthcare Journal, 8(2), e188–e194. https://doi.org/10.7861/fhj.2021-0095

Balwit, A., Berg, A., Cerra, V., Coorey, S., Duval, R., Eichengreen, B., Klinova, K., Spatafora, N., Zettelmeyer, J., Autor, D., Peralta-Alva, A., & Roitman, A. (2021). participants in the IMF IG seminar series, and numerous IMF colleagues for insightful comments and suggestions.

Bird, E., Fox-Skelly, J., Jenner, N., Larbey, R., Weitkamp, E., & Winfield, A. (2020). The ethics of artificial intelligence: Issues and initiatives. https://doi.org/10.2861/6644

Boucher, P. (2020). STUDY Panel for the Future of Science and Technology EPRS | European Parliamentary Research Service.

Busari, S. A., Zakariyah, L., Muhammad, A., Bint, A., & Aziz, A. (2019). The Financial Distress of Corporate Personality: A Perspective from Fiqh. 27, 245–268.

Chalmers, D., Mackenzie, N. G., & Carter, S. (2021). Artificial Intelligence and Entrepreneurship: Implications for Venture Creation in the Fourth Industrial Revolution.

Cheok, A. D., Levy, D., & Karunanayaka, K. (2016). Lovotics: Love and Sex with Robots (pp. 303–328). https://doi.org/10.1007/978-3-319-41316-7_18

Cooney, M., Shiomi, M., Duarte, E. K., & Vinel, A. (2023). A Broad View on Robot Self-Defense: Rapid Scoping Review and Cultural Comparison. Robotics, 12(2). https://doi.org/10.3390/robotics12020043

Dobbe, R., Krendl Gilbert, T., & Mintz, Y. (2021). Hard choices in artificial intelligence. Artificial Intelligence, 300. https://doi.org/10.1016/j.artint.2021.103555

Döring, N., & Poeschl, S. (2019). Love and Sex with Robots: A Content Analysis of Media Representations. International Journal of Social Robotics, 11(4), 665–677. https://doi.org/10.1007/s12369-019-00517-y

Dwivedi, Y. K., Hughes, L., Baabdullah, A. M., Ribeiro-Navarrete, S., Giannakis, M., Al-Debei, M. M., Dennehy, D., Metri, B., Buhalis, D., Cheung, C. M. K., Conboy, K., Doyle, R., Dubey, R., Dutot, V., Felix, R., Goyal, D. P., Gustafsson, A., Hinsch, C., Jebabli, I., … Wamba, S. F. (2022). Metaverse beyond the hype: Multidisciplinary perspectives on emerging challenges, opportunities, and agenda for research, practice and policy. International Journal of Information Management, 66. https://doi.org/10.1016/j.ijinfomgt.2022.102542.

Fatahiyah Mahamood, S., Fikry, A., Hamzah, M. I., Khalid, M. M., Rosyad, A. M., & Bhari, A. (2023). FIQH ROBOTIC FOR ARTIFICIAL INTELLIGENT IN HUMANOIDS USED FOR THERAPY, SERVICES AND OTHER SOCIAL ACTIVITIES: AN INTEGRATION OF ARTIFICIAL INTELLIGENCE (AI) AND MAQASID SHARIAH. 28(2). https://doi.org/10.33102/jfatwa.vol.28no2.527

Gazali, H. M., Jumadi, J., Ramlan, R., Rahmat, N. A., Nor, S., Uzair, H. M., & Mohid, A. N. (2020). Application of Artificial Intelligence (AI) in Islamic Investments. 70–78.

Haje Jan Kamps. (2017, January 5). Emotech shows off Olly, the most likable personal assistant around.

Hanani Mohd Safian Assoc, Y., Lecturer, S., & of Shariah, F. (2017). SHARIAH SCHOLARS AND FATWA MAKING PROCESS IN ISLAMIC FINANCE. 10(1). www.jfatwa.usim.edu.my

Huberman, P. (2021). A Theory of Vicarious Liability for Autonomous-Machine-Caused Harm. Osgoode Hall Law Journal, 58(2), 233–284. https://doi.org/10.60082/2817-5069.3678

Hudson, A. D., Finn, E., & Wylie, R. (2023). What can science fiction tell us about the future of artificial intelligence policy? AI and Society, 38(1), 197–211. https://doi.org/10.1007/s00146-021-01273-2

Hussain, M., Shahmoradi, A., & Turk, R. (2015). WP/15/120 An Overview of Islamic Finance An Overview of Islamic Finance 1.

Ibn Manzūr, A. A.-F. J. M. bin M. A.-A. A.-M. (1414). Lisānu Al-Arab (3rd ed.). Dar Sadir.

Imam Haramayn bin Yusuf Al-Juwayni. (2007). Nihayat al-Matlab fi Diraya al-Mazhab (Abdulazim Mahmud Ad-Dib, Ed.; 13th ed., Vol. 1).

International Shariah Research Academy. (2010). Compendium for Islamic Financial Terms (Arabic-English) (Vol. 1, p. 15).

Javaid, M., Haleem, A., Pratap Singh, R., Suman, R., & Rab, S. (2022). Significance of machine learning in healthcare: Features, pillars and applications. International Journal of Intelligent Networks, 3, 58–73. https://doi.org/10.1016/j.ijin.2022.05.002

Kanika Saxena (2023), A robot lawyer is set to defend a case in US Court. How did AI come to be so human? available at: https://economictimes.indiatimes.com/prime/prime-vantage/a-robot-lawyer-is-set-to-defend-a-case-in-a-us-court-how-did-ai-come-to-be-so-human/primearticleshow/96974969.cms?from=mdr, accessed: 03/09/2023.

Khan, M. A. (n.d.). The Islamic Law of Torts and Product Liability (An Analysis). http://www.studyquran.org/resources/HansWehr-cowan.pdf,

Lukonga, I. (2015). WP/15/107 Islamic Finance, Consumer Protection, and Financial Stability.

Maggie Astor. (2017, June 25). Your Roomba May Be Mapping your Home, Collecting Data that Could be Shared. The New York Times.

Mat Rahim, S. R., Mohamad, Z. Z., Abu Bakar, J., Mohsin, F. H., & Md Isa, N. (2018). Artificial Intelligence, Smart Contract and Islamic Finance. Asian Social Science, 14(2), 145. https://doi.org/10.5539/ass.v14n2p145

Maung, T. M., Jain, T., Madhanagopal, J., Naidu, S. R. L. R., Phyu, H. P., & Oo, W. M. (2022). Impact of Aerobic and Strengthening Exercise on Quality of Life (QOL), Mental Health and Physical Performance of Elderly People Residing at Old Age Homes. Sustainability (Switzerland), 14(17). https://doi.org/10.3390/su141710881

Mohd Saifuddeen, S., Lee Wei, C., Halim Ibrahim, A., & Aina Mhd Khotib, N. (2013). ISLAMIC ETHICAL FRAMEWORK TO TACKLE SCIENTIFIC AND TECHNOLOGICAL DILEMMAS. In Journal of Dharma: Dharmaram Journal of Religions and Philosophies (Vol. 38). Dharmaram Vidya Kshetram.

Muhammad Amin bin Muhammad Abidin. (1992). Radu Al-Muhtar ala Daru Al-Mukhtar (Vol. 1). Dar al-Fikr.

OECD. (2022). Organisation of Economic Cooperation Development: Economic Outlook.

Peter Holley. (2018, January 11). This Robotic Maid takes us one Step Closer to “The Jetson.” The Washinton Post.

Peter Holley. (2018b, January 25). After crash, injured motorcyclist accuses robot-driven vehicle of ‘negligent driving’, available at: https://www.washingtonpost.com/news/innovations/wp/2018/01/25/after-crash-injured-motorcyclist-accuses-robot-driven-vehicle-of-negligent-driving/, accessed: 03/09/2023.

Prassler, E., & Kosuge, K. (2008). Domestic Robotics. In Springer Handbook of Robotics (pp. 1253–1281). Springer Berlin Heidelberg. https://doi.org/10.1007/978-3-540-30301-5_55

Rahman, N. A. (2012). “The Myth of corporate personality”: A comparative legal analysis of the doctrine of corporate personality of Malaysian and Islamic laws. https://www.researchgate.net/publication/292898126

Salih Ali As-Salih & Aminah As-Sheikh Sulaiman. (1401). Al-Mujam Al-Safi fi Al-Lkughah Al-Arabiyyah.

Sarea, A. M., Elsayed, A. H., & Bin-Nashwan, S. A. (2021). Artificial Intelligence and Islamic Finance. In Artificial Intelligence and Islamic Finance. Routledge. https://doi.org/10.4324/9781003171638

Suraya Akbarzad. (2018, January 9). Aeolus Robotics Unveils Groundbreaking AI Home Robot at CES 2018. Businesswire.

Szczepański, M. (n.d.). BRIEFING EPRS | European Parliamentary Research Service.

Tai, M. C. T. (2020). The impact of artificial intelligence on human society and bioethics. In Tzu Chi Medical Journal (Vol. 32, Issue 4, pp. 339–343). Wolters Kluwer Medknow Publications. https://doi.org/10.4103/tcmj.tcmj_71_20

Tan, G. K. S. (2020). Robo-advisors and the financialization of lay investors. Geoforum, 117, 46–60. https://doi.org/10.1016/j.geoforum.2020.09.004

Toniolo-Barrios, M., & Pitt, L. (2021). Mindfulness and the challenges of working from home in times of crisis. In Business Horizons (Vol. 64, Issue 2, pp. 189–197). Elsevier Ltd. https://doi.org/10.1016/j.bushor.2020.09.004

Watabe, A., Gilby, S., Koide, R., Mao, C., Kato, M., Vilchis-Tella, P., & Chan, S. (2021). Co-Creating Sustainable Ways of Living Stories of On-the-Ground Innovations 2nd Edition 2 2 Executive summary Co-Creating Sustainable Ways of Living Stories of On-the-Ground Innovations.

Xu, Y., Liu, X., Cao, X., Huang, C., Liu, E., Qian, S., Liu, X., Wu, Y., Dong, F., Qiu, C. W., Qiu, J., Hua, K., Su, W., Wu, J., Xu, H., Han, Y., Fu, C., Yin, Z., Liu, M., … Zhang, J. (2021). Artificial intelligence: A powerful paradigm for scientific research. In Innovation (Vol. 2, Issue 4). Cell Press. https://doi.org/10.1016/j.xinn.2021.100179

Zhong, Z., Lin, L., & Yang, Y. (2020). Study on the health status and health service utilization for the rural elderly in the metropolitan suburb during the urbanization process: A case for Mingxing village, Guangzhou. Sustainability (Switzerland), 12(9). https://doi.org/10.3390/SU12093560

Published

2023-09-30

How to Cite

Sitiris, M., Busari, S. A., Md. Sawari, M. F., & Zaim, M. A. (2023). Financing The Development of Artificial Intelligence Maid: An Analysis Of Pertinent Fiqhi Issues. Journal of Fatwa Management and Research, 28(3), 21–40. https://doi.org/10.33102/jfatwa.vol28no3.548

Issue

Section

Articles