Shariah-Compliant E-Payment Framework in Malaysia: Integrating Fiqh, Digital Security and Regulatory Governance

Authors

  • Mohd Zulkifli Muhammad Faculty of Entrepreneurship and Business, Universiti Malaysia Kelantan, Kelantan, MALAYSIA https://orcid.org/0000-0001-9700-454X
  • Fatihah Mohd Faculty of Entrepreneurship and Business, Universiti Malaysia Kelantan, Kelantan, MALAYSIA https://orcid.org/0000-0002-4420-4908
  • Tamrin Amboala Faculty of Computing and Informatics, Universiti Malaysia Sabah, Labuan, MALAYSIA
  • Hanudin Amin Labuan Faculty of International Finance, Universiti Malaysia Sabah, Labuan, MALAYSIA
  • Wan Fatin Fatihah Yahya Faculty of Computer Science and Mathematics, Universiti Malaysia Terengganu, MALAYSIA
  • Muhammad Khalilur Rahman Faculty of Entrepreneurship and Business, Universiti Malaysia Kelantan, Kelantan, MALAYSIA https://orcid.org/0000-0001-9057-9121
  • Azila Jaini Faculty of Business and Management, Universiti Teknologi MARA, Segamat, MALAYSIA
  • Mohammad Salim Al-Rawashdeh International Relations, Al-Balqa Applied University, Princess Alia’a University College, Amman, JORDAN
https://doi.org/10.33102/jfatwa.vol30no2.638

Keywords:

E-payment, e-commerce transaction, shariah-compliant

Abstract

The emergence of online transactions and e-payment systems presents fresh challenges for Islamic scholars and researchers seeking to apply Shariah principles to the realm of e-commerce. With Malaysia's increasing adoption of e-commerce and online shopping, it becomes imperative to confront these challenges with Shariah-aligned solutions. This paper advocates for a comprehensive model that integrates a Shariah core framework, robust technical mechanisms, establishment of a regulatory body, and enactment of legal provisions to facilitate Shariah-compliant e-commerce transactions.

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Published

30-05-2025

How to Cite

Muhammad, M. Z., Mohd, F., Amboala, T., Amin, H., Yahya, W. F. F., Rahman, M. K., … Al-Rawashdeh, M. S. (2025). Shariah-Compliant E-Payment Framework in Malaysia: Integrating Fiqh, Digital Security and Regulatory Governance. Journal of Fatwa Management and Research, 30(2), 34–54. https://doi.org/10.33102/jfatwa.vol30no2.638

Issue

Vol. 30 No. 2 (2025): May Issue

Section

Articles

License

Copyright (c) 2025 Mohd Zulkifli Muhammad, Dr. Fatihah Mohd, Dr. Tamrin Amboala, Prof. Dr. Hanudin Amin, Dr. Wan Fatin Fatihah Yahya, Dr. Muhammad Khalilur Rahman, Dr Azila Jaini

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