BRIDGING INSTITUTIONAL GAPS IN ZAKAT DISTRIBUTION FOR FINANCIAL RESILIENCE: ADDRESSING RISING INDEBTEDNESS IN ISLAMIC FINANCIAL INSTITUTIONS. Journal of Fatwa Management and Research, [S. l.], v. 31, n. 3, p. 189–209, 2026. DOI: 10.33102/jfatwa.vol31no3.864. Disponível em: https://jfatwa.usim.edu.my/index.php/jfatwa/article/view/864. Acesso em: 30 sep. 2026.